
Property Seminar:
Mon - February 27, 2012
Mon - March 19, 2012
Distressed Property Seminar:
Mon - March 05, 2012
Mon - May 14, 2012
"As a young woman media professional, my career kept me so busy that I hardly focussed on the other important things that mattered — such as planning for a comfortable, stress-free retirement. After iGrow worked out a personal financial freedom strategy for me, it dawned on me that there would be no hassle-free retirement no matter how hard I was working from day to day. As a first-time investor, they then alleviated many of my fears about investing in property by holding my hand all through the property acquisition process time and time again. They also put me in touch with the best professionals further down the line.
I’m delighted to say they made the property acquisition process expedient, painless and also pocket friendly by acquiring me good deals and even better financing. There is no way I could have done this on my own. I’m grateful to iGrow for their willingness to find deals that work for me as an individual and for always doing things with integrity. Best of all, not once did they treat me as a proverbial “dumb female”. That alone is probably what sets them apart and makes them my first port of call when it comes to buying a new property." - Dennis
"Thank you IGrow! The seminar helped me understand exactly how to create wealth through property investment!" - Mathew Gamboro
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Working in specialised teams, each focused and directed to deliver impeccable service in its own field of law, our Legal team is large enough to be richly resourced in its areas of practice but small enough to keep close and personal contact with each member.
They will not only assist you in the formulation of your Dual Trust structure but will also act as your independent Trustee, as required by Legislation.
Our legal team offers comprehensive advice on estate planning, the drafting of wills and all aspects of trust administration. The administration of deceased estates is managed efficiently, professionally and with compassion.
Once you have set up your Trusts it is of utmost importance that you appoint a professional Trust Accountant to manage the accounting aspects, as SARS will require that you submit an income tax return at the end of each financial year.
Your Trust accounts must show all assets held and it is important that precise and correct bookkeeping is done from the outset. An accurate and orderly kept set of books will ensure that no doubt exists about the Trust’s ownership of assets, should you personally come under attack from Creditors.
What type of Insurance do you have at present? Study policies? Pension plans? Annuities? Endowment policies? What return are you getting on your investment and what is the net figure after tax and inflation? Have you considered the effect that the "Time Value of Money" is having on your investment?
According to a documentary by Carte Blanche, Jaco Schwartz, a business owner invested R56 890 in a retirement annuity with one of South Africa’s leading insurance houses. When he ceased payment, costs of R43 000 were deducted, leaving him with a meager R15 057. We can quote many more instances of this nature.
We are not against insurance as a protection tool (Life Insurance in respect of loss of life, disability and terminal diseases is recommended and is wise to do) but as an investment instrument it cannot compete with the capital growth and return that can be made through property investment.
Structuring your life policy correctly from the outset will save you thousands of Rands. It is for this reason that we recommend that you visit our Certified Financial Planner, with more than 25 years of experience in all aspects of Risk management for a free, no obligation consultation. He will review your insurance portfolio and introduce you to the best new products available at the best possible rates. He is an independent broker and not affiliated to products of any particular Insurance Company. Think of all the extra money you could have available to build your property portfolio.
We are proud to announce that we are using one of the leading Bond Originators in South Africa. An organisation that can give you professional advice and that is expert at obtaining multiple bonds. They can assist you with pre or refinancing and know how to structure your application to ensure maximum success.
The main function of our Bond Originators is to acquire and process multiple home loans from the banks for properties purchased by you. Imagine the time and effort you can save by having a professional institution working for you without any costs.
We, like most successful property investors, believe that in order to obtain multiple bonds the correct procedures need to be followed.
We will gladly explain this in greater detail with you during your one-on-one consultation.
Our conveyance attorneys will support you throughout the process of a property deal and will closely monitor the conveyancing process from start to finish.
We have negotiated a 30% discount on conveyancing fees for our Platinum Members.
Some people might feel that it would be a good experience to handle the letting of their first and or second properties themselves. They might be right and it might well be good experience but only provided that you have done your homework upfront.
Credit checks, the drawing up of leases, inspecting premises every time a new tenant moves in or out, rent collection etc., is not everyone’s cup of tea. We feel that you can spend your time more profitably by leaving this very important portion of your property portfolio to a Letting Agent who has the manpower, know-how and expertise.
The normal fee raised by letting agents is approximately 10% of the monthly rental but IGrow Wealth Platinum Members will receive a membership discount (This may differ from area to area).